WebA Preferred Provider Organization (PPO) has higher premiums than an HMO or POS. But this plan lets you see specialists and out-of-network doctors without a referral. Copays and coinsurance for in-network doctors are … WebHearing a friendly voice is the norm when you contact Preferred Employers Insurance. Give us a call. Don’t have time to call? Contact us via email, fax, or traditional mail. Policy …

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